Estimate of Loss

You are the practice manager for a four-physician office. You arrive on Monday morning to

find the entire office suite flooded from overhead sprinklers that malfunctioned over the

weekend. Water stands ankle-deep everywhere. The computers are fried and the contents

of all the filing cabinets are soaked. Your own office, where most of the records were stored,

has the worst damage.

The practice carries valuable papers insurance coverage for an amount up to $250,000.

It is your responsibility to prepare an estimate of the financial loss so that a claim can be

filed with the insurance company. How would you go about it? What would your summary

of the losses look like?

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