Health Insurance Case Study

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Study the following case and then answer the question below as instructed.

The Case of Mr. Bono’s Records

Mr. Bono is applying for a position with XMEN Company in Louisiana. For the medical exam that is part of the employment process, Mr. Bono has signed a general authorization to release his medical records to XMEN Company.

Mr. Bono is accepted to work for XMEN Company. After the month waiting period, Mr. Bono applies for health insurance through his employer. In going over his medical records, the employer’s insurance agency Megamillion, Inc. discovers that Mr. Bono was once part of a university-led research study that identified him as a carrier of the obesity gene.

Based on this disclosure in his medical records, Megamillion, Inc. denies Mr. Bono’s application for health insurance.

Question

Write a 1-2 page paper discussing your thoughts about this case while addressing the following:

  • Summarize the facts of Mr. Bono’s case.
  • Based on Louisiana law or your state law, argue whether or not Mr. Bono has a discrimination claim against Megamillion. Give reasons why or why not.
  • What action should Mr. Bono take? Refer to details in your assigned reading and your own research.

Be sure to refer to at least one research source with a citation in APA format.

Submit your completed assignment by following the directions linked below. Please check the Course Calendar for specific due dates.

Save your assignment as a Microsoft Word document.

 
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