roger was born on january 15 1948. sandra was born on january 15 1962 if both are alive now in what year was roger twice as old as sandra

Primary Discussion Response is due by Wednesday (11:59:59pm Central), Peer Responses are due by Sunday (11:59:59pm Central).

Part I:

Task Background: Daily, we are bombarded with ads telling us to get a new credit card or to purchase a brand new refrigerator with little money down and 12 easy payments. Understanding these types of problems relies heavily on being able to convert a percent to a decimal, and on mastering working with percents in calculations, both which are key concepts we have learned in the past 3 ½ weeks. This assignment not only summarizes much of what we have learned in the course, but also prepares us for our final project.

Primary Task Response: Within the Discussion Board area, write 3–4 paragraphs that respond to the following questions with your thoughts, ideas, and comments. This will be the foundation for future discussions by your classmates. Be substantive and clear, and use examples to reinforce your ideas.

Task Assignment: Below, you will find two problems in the following areas: Open/Closed End Credit, and Simple Interest. Solve both of these problems. You must show all steps and every single calculation. Thoroughly explain how and why you did each calculation with complete sentences. Include discussion relating the problem to your own personal experiences or to the real world.

Open/Closed End Credit

Credit card companies try to attract new clientele by offering special introductory (or teaser) rates to new customers. For example, the Visa Student Card offers an interest rate of 0% on all purchases and balance transfers for six months. After six months, the rate increases to an annual interest rate of 10.8%. If, however, the customer is late on a payment or exceeds the credit limit, the interest rate jumps to the default rate of 24.8%.

You are shopping around for credit cards and are thinking about switching to the Visa Student Card. Your current credit card has an annual interest rate of 16.5%, and you usually have a large outstanding balance.

1. Calculate the interest charge on a $5,000 balance with your current 16.5% annual interest rate.
2. Calculate the interest charge on a $5,000 balance with the Visa Student Card’s annual interest rate of 10.8%.
3. After calculating both interest charges, would you switch to the Visa Student Card? Explain.

Simple Interest

Many large appliance stores offer simple interest loans to their customers. For example, suppose a customer is interested in purchasing a $1,400.00 refrigerator at Myer Appliances. The customer is unable to pay the total amount at the time of purchase, so Myer’s lets the customer make a down payment of $140 and then 12 monthly payments of $120.75.

1. Research the selling price of a large appliance that you would like to purchase.
   • Suppose that you are unable to pay the total amount for your appliance at the time of purchase, so you take out a simple interest loan. The store will let you make a 10% down payment and then make 12 equal monthly payments for the remaining balance at a simple interest rate of 15%.
2. Find the 10% down payment on your large appliance.
3. What is the total amount of interest paid on the remaining balance?
4. How much will your monthly payments be?  

Part II: Responses to Other Students: Respond to at least 2 of your fellow classmates with at least a 1 paragraph reply about their Primary Task Response regarding items you found to be compelling and enlightening. To help you with your discussion, please consider the following questions:

• What did you learn from your classmate’s posting?
• What additional questions do you have after reading the posting?
• What clarification do you need regarding the posting?

two gliders A and B with mass 0.50 kg and 0.30 kg respectively move toward each other at 2.0 m/s on frictionless linear air track after they collide gliders A and B stick together find the common final velocity and compare the initial and final kinetic energies of the gliders before and after collision

Preparation for Generating a Policy Proposal

Although some states and cities have passed laws to ban texting and using handheld phones while driving, there is no current law to ban all cell phone use while driving. However, according to the National Safety Council (2009), 28 percent of all crashes—1.6 million per year—are caused by cell phone use and texting by drivers. The mission of a new national nonprofit organization called FocusDriven, patterned after Mothers Against Drunk Driving, is to make phone use while driving as illegal and socially unacceptable as drunk driving. US Transportation Secretary Ray LaHood supports FocusDriven and its efforts.

According to the Pittsburgh Post Gazette, LaHood said that this movement would become “an army of people traveling the countryside” to push for bans on cell phone use and tough enforcement (Schmitz, 2010). As a political advocate interested in this issue, you will be writing a policy proposal that utilizes the current research to propose a solution to the issue and submitting it in Module 5.

Annotated Bibliography: Effect of Cell Phone Use

Before you can write this proposal research, you will need to conduct initial research on the science behind this initiative. For this assignment, use the Argosy University online library resources to locate research reports from peer reviewed journals that discuss the effects of cell phone use on vision, attention, perception, or memory. In selecting at least five research reports from peer reviewed journals relevant to the topic, make sure they address one or more of the following issues:

• How do texting, handheld phones, and hands free phones compare with each other in their effects on driving?
• How do other, traditional distractions compare to cell phone use in their effects on driving (such as eating, attending to children, talking to passengers, listening to music/news, etc.)?
• Can cell phone use while driving be compared with drunk driving? Why or why not?
• What other variables (such as age) can affect driving while using a cell phone?

Based on your reading of the five articles, create an annotated bibliography for each of the five sources. Each annotation should consist of the APA reference entry followed by a paragraph long summary of the articles. In your summary, provide answers for the questions below. For the last question, think about how the research results could be generalized to fit other environments or not be generalized.

• Summarize the main ideas in the reference. What were they investigating?
• How were the studies conducted? What was the sample size? Is it appropriate?
• Were the studies conducted in the real world or was a simulated environment used?
• How might these methodological considerations affect the research findings and the conclusions drawn from them? How does this article fit in with your paper? How did it influence your own ideas about your paper?

Your annotated bibliography should be at 3–4 pages in length. Click here for the annotated bibliography template. This document will help you complete your paper more successfully.

Be sure to include a title page and reference page listing your articles