finance 87

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When completing the assignment, show all of your calculations along with explanations and provide complete and concise answers to the written portions of the assignment. 

 

18.4 The smiths had $110,000 in savings at age 51. They had a desired retirement age of 65. They want to fund through age 92. Assume a 4 percent inflation rate and a 5 percent after tax rate for investment both pre and postretirement. They have household income of $140,000, which is increasing at the rate of inflation. Their expenditures including taxes are $125,000 a year. They estimate that in retirement they will receive $28,000 a year together in Social Security and Mr. Smith will receive a $12,000 a year pension, both in today%u2019s dollars. Their retirement expenditures would be $90,000 a year in today%u2019s dollars.

1. Calculate:

a. The lump sum needed at retirement.

b. Current assets available at retirement

c. Yearly savings needed.

d. The difference between needs and resources.

2. Analysis:

a. Is their retirement plan achievable as is?

b. If not, what are the alternatives that could help reconcile needs and resources?

c. What is your recommendation?

 
 
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aristotle 8

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AS Discussed…

 
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week one ethics

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WEEK

What does it mean to say that women and men are equal? What does it not mean? • Are there ways in which women and men are treated differently that are unjust? • Are there ways in which women and men are treated differently that are just? • Are there social structures, cultural trends (such as in media or advertising), or other aspects of our society that convey and sustain gender inequality? ◦ What should our response to them be as individuals? ◦ What should our response to them be as societies? • Are there certain religious or cultural beliefs or practices that convey and sustain gender inequalities? ◦ What should our response to them be as individuals? ◦ What should our response to them be as societies? write a five paragraph essay in which you provide three reasons why the issue is ethically significant. The paragraphs of your essay should conform to the following guidelines:

  1. Paragraph 1:
    Provide a brief introduction to the issue. Your introduction must make clear to the reader exactly what issue you are choosing and what you take to be the boundaries of the issue. For example, if you were writing on criminal punishment, you would need to make clear whether you were considering only imprisonment and harsher penalties, or whether you were also considering penalties such as fines for speeding. (Note, you may not write on criminal punishment, this is just an example). The final sentence of your paragraph must be a thesis sentence which lists the three reasons you will put forward in your essay.
  2. Paragraphs 2, 3, and 4:
    The first sentence of each paragraph must be a topic sentence that clearly states what reason you will be considering. The remainder of the paragraph should make clear why this is a reason for thinking the issue you have chosen is ethically significant. Each paragraph must contain at least four sentences.
  3. Paragraph 5:
    Conclude your essay by very briefly reviewing the three reasons you have discussed and why they show the issue is ethically significant. Your paragraph should contain a paraphrased restatement of your thesis.

 

do not attempt to answer all of these questions. Instead, use these questions as a springboard for the creation of your own concrete and clearly defined thesis statements.

 

 

 

MUST BE AN ORIGINAL PAPER WITH IN TEXT REFERENCES. REFERENCES MUST MATCH PAPER!

 
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write about time you acted impulsively and outcome was positive or negative 2 pages

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Write about a time you acted impulsively and the outcome was positive or negative. 2 pages
 
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statistics help now

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Part 1 of 9
 
Question 1 of 25
 1.0 Points
Which of the following statements is true regarding the data set 10, 10, 10, 10, and 10?

 
 
 
 

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Part 2 of 9
 
Question 2 of 25
 1.0 Points
If one tosses a coin enough times, the proportion of “heads” will approach 0.5. This is an example of:

 
 
 
 

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Question 3 of 25
 1.0 Points
If A and B are any two events with P(A) = .8 and P(B|A) = .4, then the joint probability of A and B is

 
 
 
 

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Part 3 of 9
 
Question 4 of 25
 1.0 Points
The following data were obtained from a survey of college students. The variable X represents the number of non assigned books read during the past six months.
x
0
1
2
3
4
5
P (X=x)
0.20
0.25
0.20
0.15
0.10
0.10

Find P( X 
f$leq f$ 5)

 
 
 
 

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Question 5 of 25
 1.0 Points
Which of following statements are true regarding the probability distribution of a random variable X?

 
 
 
 

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Question 6 of 25
 1.0 Points
According to an Internet posting, 80% of adults enjoy drinking beer. A group of 7 adults is chosen randomly. The probability that no more than 3 of them enjoy drinking beer is:

 
 
 
 

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Part 4 of 9
 
Question 7 of 25
 1.0 Points
Given that the random variable X is normally distributed with a mean of 80 and a standard deviation of 10, P(85 < X < 90) is

 
 
 
 

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Question 8 of 25
 1.0 Points
The continuous distribution characterized by a symmetric, bell shaped curve is the:

 
 
 
 

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Question 9 of 25
 1.0 Points
The standard normal distribution has a mean of ___ and standard deviation of ___, respectively.

 
 
 
 

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Question 10 of 25
 1.0 Points
If the value of the standard normal random variable Z is positive, then the original score is where in relationship to the mean?

 
 
 
 

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Question 11 of 25
 1.0 Points
Find the probability, P(Z < 0.17), using the standard normal distribution.

 
 
 
 

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Question 12 of 25
 1.0 Points
The standard deviation of 
f$ ar{X},f$ is usually called the

 
 
 
 

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Part 5 of 9
 
Question 13 of 25
 1.0 Points
Accepted characters: numbers, decimal point markers (period or comma), sign indicators ( ), spaces (e.g., as thousands separator, 5 000), “E” or “e” (used in scientific notation). 
NOTE: For scientific notation, a period MUST be used as the decimal point marker. 

Complex numbers should be in the form (a + bi) where “a” and “b” need to have explicitly stated values. 

For example: {1+1i} is valid whereas {1+i} is not. {0+9i} is valid whereas {9i} is not. 

The following data represent the number of children in a sample of 10 families from Chicago: 4, 2, 1, 1, 5, 3, 0, 1, 0, and 2. 

Compute the median number of children. Place your answer, rounded to two decimal places, in the blank. For example, 3.45 would be a legitimate entry. 

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Question 25 of 25
 1.0 Points
Using the standard normal curve, the Z score representing the 10th percentile is 1.28.

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assignment 2 behavioral disorders

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Assignment 2: Behavioral Disorders

The most common childhood disorders tend to fall into one of two categories: behavioral disorders or emotional disorders. This assignment will focus on the behavioral disorders of childhood, which include the following:

  • Attention deficit/hyperactivity disorder (ADHD)
  • Oppositional defiant disorder (ODD)
  • Conduct disorder (CD)

In this assignment, you will gain a better understanding of the similarities and differences among these three disorders by filling out the behavioral disorders template provided.

Recommended sources include your textbook and the Centers for Disease Control (CDC) website. You can visit this website at the following:

Centers for Disease Control and Prevention (CDC). Attention Deficit/Hyperactivity Disorder (ADHD). Retrieved from:
http://www.cdc.gov/ncbddd/adhd/diagnosis.html

Click here to download the behavioral disorders template.

Then, revisit the case of Anna, the four year old girl described in M2: Assignment 1. Based on your analysis of the case, fill the template by doing the following:

  • Complete the first three pages of tables in the template by providing information related to the three disorders.
  • On page four of the template, explain the reasons you agree or disagree with Anna’s diagnosis of ADHD (in at least 300 words). Support your opinion with information from academic sources.
    • If you agree, list her symptoms that correspond with ADHD. Identify at least one other problem or issue that would need to be treated.
    • If you disagree, identify at least two problems or issues you believe are the most significant and most in need of treatment. 
    • Describe appropriate treatments for each identified problem or issue.

Add a title and reference page to the template and apply APA standards to citation of sources, including in text citations and full references. Use the following file naming convention: LastnameFirstInitial_M2_A2.doc.

By Wednesday, October 8, 2014, deliver your assignment to the M2: Assignment 2 Dropbox.

Assignment 2 Grading Criteria
Maximum Points
Provided information related to ADHD in the behavioral disorders template.
8
Provided information related to ODD in the behavioral disorders template.
8
Provided information related to CD in the behavioral disorders template.
8
Provided your opinion, supported with adequate information from academic sources, on whether Anna’s diagnosis of ADHD is correct.
24
Based on agreement or disagreement with the diagnosis of ADHD, identified other problems or issues (at least one if in agreement and at least two if not in agreement) that would need to be treated and described appropriate treatments for each.
32
Wrote in a clear, concise, and organized manner; demonstrated ethical scholarship in accurate representation and attribution of sources; displayed accurate spelling, grammar, and punctuation.
20
Total:
100

 

 
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student wants shorten ripening time tomato plants he predicts more water plants receivethe

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a student wants to shorten the ripening time for tomato plants. he predicts that the more water the plants receive,the faster they will ripen. to test this prediction,he grows 10 tomato plants in a sunny garden with dry soil and 10 tomato plants in a garden with moist soil. he then records the time it takes for tomatoes to ripen on the plants in each garden location. using one or more complete sentences, state one error the student made
 
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i need someone who can help me acc205 final

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Focus of the Final Paper

Write a five to seven page financial statement analysis of a public company, formatted according to APA style as outlined in the Ashford Writing Center.   In this analysis you will discuss the financial health of this company with the ultimate goal of making a recommendation to other investors.   Your paper should consist of the following sections: introduction, company overview, horizontal analysis, ratio analysis, final recommendation, and conclusions.  Your paper needs to include a minimum of two scholarly resources in addition to the textbook as references.

Here is a breakdown of the sections within the body of the assignment:  

Company Overview 
Provide a brief overview of your company (one to two paragraphs at most).   What industry is it in?   What are its main products or services?  Who are its competitors?  

Horizontal Analysis of Income Statement and Balance Sheet
Prepare a three year horizontal analysis of the income statement and balance sheet of your selected company.  Discuss the importance and meaning of horizontal analysis.  Discuss both the positive and negative trends presented in your company.  

Ratio Analysis
Calculate the current ratio, quick ratio, cash to current liabilities ratio, over a two year period.   Discuss and interpret the ratios that you calculated.  Discuss potential liquidity issues based on your calculations of the current and quick ratios.  Are there any factors that could be erroneously influencing the results of the ratios?  Discuss liquidity issues of competitive companies within the same industry.  

Recommendation
Based on your analysis would you recommend an individual invest in this company?  What strengths do you see?  What risks do you see?  It is perfectly acceptable to state that you would recommend avoiding this company as long as you provide support for your position.  

Writing the Final Paper

1.   Must be five to seven double spaced pages in length, and formatted according to APA style as outlined in the Ashford Writing Center.
2.   Must include a title page with the following:

a.   Title of paper
b.   Student’s name
c.   Course name and number
d.   Instructor’s name
e.   Date submitted

3.   Must begin with an introductory paragraph that has a succinct thesis statement.
4.   Must address the topic of the paper with critical thought.
5.   Must end with a conclusion that reaffirms your thesis.
6.   Must document all sources in APA style, as outlined in the Ashford Writing Center.
7.   Must include a separate reference page, formatted according to APA style as outlined in the Ashford Writing Center.

 
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aarp reported study conducted mean time it takes individuals

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AARP reported on a study conducted of the mean time it takes individuals to prepare their federal income tax return. The data contained in the file named TaxReturn are consistent with the study results. These data provide the time in hours required for 40 individuals to complete their federal income tax returns. Using past years’ data, the population standard deviation can be assumed known with =9 hours. What is the 95% confidence interval estimate of the mean time it takes an individual to complete a federal income tax return?

 

 
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statistics 1865112 2

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26. Consider the hypothesis test given by

: 0.5

: 0.5

1

0

H p

H p

In a random sample of 225 subjects, the sample proportion is found to be pˆ  0.51.

(a) Determine the test statistic. 

(b) Determine the P value for this test. Show all work; writing the correct P value,

without supporting work, will receive no credit.

(c) Is there sufficient evidence to justify the rejection of H0 at the   0.01 level?

Explain.

 

words. Each was asked to list as many of the words as he or she could remember both 1

hour and 24 hours later. The result is shown in the following table.

Number of Words Recalled

Subject 1 hour later 24 hours later

1 14 12

2 18 15

3 11 9

4 13 12

5 12 12

Is there evidence to suggest that the mean number of words recalled after 1 hour exceeds

the mean recall after 24 hours?

Assume we want to use a 0.01 significance level to test the claim.

(a) Identify the null hypothesis and the alternative hypothesis.

(b) Determine the test statistic. 

(c) Determine the critical value. 

(d) Is there sufficient evidence to support the claim that the mean number of words

recalled after 1 hour exceeds the mean recall after 24 hours?

 

 

Refer to the following data for Questions 28 and 29.

x 0 1 3 5

y 3 2 3 8

28. Find an equation of the least squares regression line. Show all work; writing the correct

equation, without supporting work, will receive no credit. 

29. Based on the equation from # 28, what is the predicted value of y if x = 4? Show all work

and justify your answer. 

 

 

30. The UMUC MiniMart sells four different types of teddy bears. The manager reports that the four types are equally popular. Suppose that a sample of 100 purchases yields observed counts 30, 24, 22, and 24 for types 1, 2, 3, and 4, respectively.

Type

1

2

3

4

Number

30

24

22

24

Assume we want to use a 0.10 significance level to test the claim that the four types are equally popular.

(a) Identify the null hypothesis and the alternative hypothesis.

(b) Determine the test statistic. Show all work; writing the correct test statistic, without supporting work, will receive no credit.

(c) Determine the critical value. Show all work; writing the correct critical value, without supporting work, will receive no credit.

(d) Is there sufficient evidence to support the manager’s claim that the four types are equally popular? Justify your answer.

 
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