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After reading the background materials as well as additional information you find from the literature and online sources, respond to the following:

  1. Identify the distribution of national health spending by type of financing source.
  2. Identify the distribution of health insurance coverage among the U.S. population.
  3. Discuss the impact of the Patient Protection and Affordable Care Act and the difficulties that might be encountered by those mandated to participate.
  4. Discuss the origin of employment-based health insurance.
  5. Explain the difference between fully insured and self-insured health plans.

Assignment Expectations

Length: Write a 3- to 5-page paper, typed and double spaced, with 12 pt. Times New Roman font and 1-inch page margins. Use headers throughout the paper. This will aid you in not overlooking vital elements of the assignment and make the document easier for the reader to follow.

Required Reading

Baicker K, & Chandra A. (2008). Myths and Misconceptions about U.S. Health Insurance. Health Affairs, 27(6), w533-43. Retrieved from ProQuest on 11/21/2012.

Blumenthal D. (2006). Employer-Sponsored Health Insurance in the United States – Origins and Implications. New England Medical Journal, 355(1), 82-88. Retrieved from ProQuest on 11/21/2012.

Bodenheimer, T. (2005). High and Rising Health Care Costs. Part 1:
Seeking an Explanation. Annals of Internal Medicine, 142 (10), 847-854. Available at: http://annals.org/article.aspx?articleid=718406

Choudhry, N., Rosenthal, M. & Milstein, A. (2010). Assessing the Evidence for Value-Based Insurance Design. Health Affairs, 29 (11), 1988-1994. Retrieved from ProQuest on 11/21/2012.

Claxton, G. (2008). How Private Health Care Coverage Works: A Primer. A Henry J. Kaiser Family Foundation Report. Available at http://www.kff.org/insurance/upload/7766.pdf (Retrieved 11/21/2012)

Eibner, C., Hussey, P., & Girosi, F. (2010) The Effects of the Affordable Care Act on Workers’ Health Insurance Coverage. New England Journal of Medicine, 363 (15), 1393-1395. Available at Trident University Online Library.

U.S. Census. (2018). Health insurance coverage in the United States: 2017. Retrieved from https://www.census.gov/library/publications/2018/demo/p60-264.html

Required Website

Kaiser Family Foundation (2009). Health Insurance and Access to Health Care: the Evidence. Available at: http://kff.org/interactive/health-insurance-and-access-to-health-care-tutorial/

 
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